Interest Free - zipMoney

Introducing a simple way to get your audio and lighting equipment now and pay for it later - zipMoney! That's right...if you see for example that Shure wireless system for around $1,000 that you really need for next Saturday's show but you are still waiting for next Thursday's fortnightly pay packet (or the money from the gig you did last week), just add it to the cart and apply for zipMoney at the check out. Approval takes just seconds and so long as you meet your scheduled payments you will be charged no interest! 

Below are a few zipMoney frequently asked questions.

What is zipMoney?

zipMoney is reusable account to shop interest-free, offering you the simplest way to pay over time for life’s larger purchases on your terms. zipMoney is 100% owned by ASX listed zipMoney Limited (ASX: ZML), with all operations based in Sydney, Australia. Our mission is to make finance fairer for everyone.

How does it work?

Apply once and in a few minutes we’ll give you a decision on the spot. If approved, you can use your account immediately to purchase wherever you see zipMoney at checkout. We pay the retailer on your behalf and your purchase can be dispatched or taken home straight away. You simply pay us back over time, with great interest free terms.

How can I manage my repayments?

We know flexibility is important, so our product is designed to put you in charge. Simply log into your account to set up your weekly, fortnightly or monthly repayment schedule. Once set up, payments will be taken automatically from your selected payment method, however, you can also make additional one-off payments at any time.

When do I need to pay back by?

In addition to any interest that may be charged after the interest free period, for larger account limits a one-off establishment fee may be added to your balance. Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).

How do I reuse my account?

You can re-use your account wherever you see zipMoney, online or in-store. Simply select zipMoney at checkout, sign in to your account to confirm your purchase and it will be added to your balance. Remember, each purchase has its own interest free period and will be advised to you at the time of purchase.

Learn more about zipMoney